2020 INSC 0530
CA 3397/2020 	
1 	
 
Reportable  
 
IN THE SUPREME COURT OF INDIA  
CIVIL APPELLATE JURISDICTION  
 	
Civil Appeal No . 3397 of 2020	 	
(Arising out of SLP (C) No . 10652 of 2020)  
 
 
Branch Manager, Bajaj Allianz Life          …Appellants  
Insurance Company Ltd and Others  
   
           Versus	
 	
 
 
Dalbir Kaur              …Respondent  
 
 
 
 
 
 	
J U D G M E N T   	
 
 
 
 
 
 	
Dr  Dhananjaya Y Chandrachud, J  	
 
 
 
1  Leave granted.	
 	
 
2  This appeal arises from the judgment and order dated 20 March 2020 of the 
National Consumer Disputes Redressal Commission.	
 	
 
3  On 5 August 2014, a proposal for obtaining a policy of insurance was submitted 
to the appellants by Kulwant Singh. The proposal form indicated the name of 
the mother of the proposer, who is the respondent to these proceedings as the

CA 3397/2020 	
9 	
 
15  The appeal is accordingly disposed of. In the circumstances of the case, there 
shall be no order as to costs.	
 	
 
16  Pending applications, if any, stand disposed of.	
 	
  	 	
          	 	
………… .....…...….......………………........J.	 	
                                                                              [Dr Dhananjaya Y Chandrachud]	 	
 
 
 
 
………. …....…........……………….…........J.  
                                     [Indu Malhotra ] 	
 	
 
 
 
 
………. …....…........……………….…........J.  
                                     [Indira Banerjee ] 	
 	
  
New Delhi;  
October 9, 2020  	
CKB